Instant Approval Credit Cards

AccountNow® Prepaid Visa® Card

  • 100% guaranteed approval*
  • Free credit builder and bill pay
  • $0 activation fee with direct deposit
  • New! Now with the iAdvancesm loan option
Other fees you should know about.

TypeOpening MinApp FeeAnnual FeeAtm FeeOther FeesCredit ReportingCredit Needed
Pre-Paid$0$0N/A$2.00 View noneBad Credit OK
[ close ]
Card Activation Fee$0 with direct deposit, $9.95 otherwise
Direct Deposit ReloadFree
PIN Purchase - Premium PlanFree
ATM WithdrawalOne free per month - $2.00 each thereafter
Live Teller Withdrawal$4.95
Online InquiryFree
Customer Service Live CallOne free per month - $2.00 each thereafter
Paper Statements per request$2.95
Cancel CardFree

American DreamCard™ MasterCard®

  • American DreamCard™ - the first and only "POOLED REWARDS™" credit card.
  • You don't need to be a big spender to win big with this credit card.
  • Large monthly cash jackpots!
APRIntro APRIntro APR PeriodAnnual FeeGrace PeriodLate FeeOverlimit FeeCredit Needed
14.99%-21.99%N/AN/A$020 days$39$39Fair Credit

SilverCard Prepaid MasterCard®

  • Perfect card for government/benefits check recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
Other fees you should know about.

TypeOpening MinApp FeeAnnual FeeAtm FeeOther FeesCredit ReportingCredit Needed
Pre-Paid$0$0$0$1.95 View noneBad Credit OK
[ close ]
Activation Fee (One-time)$0 with mail in rebate
Automated Voice Response FeeFree
SMS Email AlertsFree
Online Monthly StatementFree
Live Agent Service Fee$1.95
Load Convenience Fee (retail)$0.95

READYdebit® Prepaid Visa® Card

  • Guaranteed approval*, no credit or Chexsystemssm checks
  • No overdraft fees or minimum balances
  • Online bill pay - send checks to anyone
  • Free direct deposit & credit builder
Other fees you should know about.

TypeOpening MinApp FeeAnnual FeeAtm FeeOther FeesCredit ReportingCredit Needed
Pre-Paid$0$0$0$2.25 View noneBad Credit OK
[ close ]
Card Issuance$9.95
Signature TransactionsFree
OverdraftFree
Loading Cash & Deposits via Bank ACH TransferFree
International ATM Fee$5.00
Automated Phone SupportFree
Online Bill Pay$4.00

Discover® Open Road® Card

  • Get 5% Cashback Bonus® on gas and auto maintenance purchase
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
APRIntro APRIntro APR PeriodAnnual FeeGrace PeriodLate FeeOverlimit FeeCredit Needed
11.99%-18.99%0%6 months months$025 days$19 to $39$15 to $39Excellent

Vision Premiersm Prepaid Visa® Card (Free with Direct Deposit)

  • $0 activation fee - with mail in rebate
  • $0 weekly fee - with direct deposit
  • Guaranteed approval*, no credit check
  • Free direct deposit & unlimited purchase transactions
Other fees you should know about.

TypeOpening MinApp FeeAnnual FeeAtm FeeOther FeesCredit ReportingCredit Needed
Pre-Paid$0$0$0$1.95 View noneBad Credit OK
[ close ]
Activation Fee (One-time)$9.95
Automated Voice Response FeeFree
SMS Email AlertsFree
Online Monthly StatementFree
Live Agent Service Fee$1.95
Load Convenience Fee (PreCash or PayPal)Free
Weekly Maint. Fee w/ 15 or More Transactions a MonthFree

NetSpend® MasterCard® Prepaid Debit Card

  • 5% APY savings account - exclusive!
  • 100% approval - no credit check required
  • No overdraft fees or minimum balances
  • Online bill pay - easily send a check to anyone
Other fees you should know about.

TypeOpening MinApp FeeAnnual FeeAtm FeeOther FeesCredit ReportingCredit Needed
Pre-Paid$7.95$0$0$2.00 View noneBad Credit OK
[ close ]
Direct Deposit ReloadFree
Purchase Online$1.00
ATM Withdrawal$2.00
Online InquiryFree
Customer Service Live CallFree
Online Customer ServiceFree
Replace Card$5.95
Inactive Account$5.95
Monthly Maintenance Fee (ATM)None

Baby Phat Prepaid Visa® RushCard

  • Free credit builder and account text alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free customer service 24/7
  • No monthly fees and no hidden fees
Other fees you should know about.

TypeOpening MinApp FeeAnnual FeeAtm FeeOther FeesCredit ReportingCredit Needed
Pre-Paid$1.00N/AN/A$1.95 View noneBad Credit OK
[ close ]
Bank Account to Card ReloadFree
Direct Deposit ReloadFree
Purchase Online (The $1.00 retail purchase fee and the $1.00 online purchase fee are capped at $10.00 per month for any combination of the two.)$1.00
ATM Withdrawal$1.95
Point Of Sale Withdrawal
Online Balance InquiryFree
Paper Statements per request$1.00
Replacement Card$9.95

Simmons First Visa® Platinum

  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 7.25% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee
APRIntro APRIntro APR PeriodAnnual FeeGrace PeriodLate FeeOverlimit FeeCredit Needed
7.25%N/AN/A$025 days$29$29Excellent

Public Savings Secured Visa® Credit Card

  • 0% APR for purchases for 6 months
  • No annual fee
  • No credit, income or employment requirements
  • Reports to all 3 credit bureaus
APRIntro APRIntro APR PeriodAnnual FeeGrace PeriodLate FeeOverlimit FeeCredit Needed
11.24%0%6 months months$025 days$25$25No Credit OK

Green Dot® Gold PrePaid MasterCard®

  • As seen on TV - the most popular prepaid card in America!
  • Available for sale and reload at over 50,000 retailers including Walgreens, CVS and Rite-Aid
  • Save $5 today when you order online
  • No credit check, ever
Other fees you should know about.

TypeOpening MinApp FeeAnnual FeeAtm FeeOther FeesCredit ReportingCredit Needed
Pre-Paid$0$0N/A$2.00 View noneBad Credit OK
[ close ]
Card Activation Fee$0
Direct Deposit ReloadFree
PIN PurchaseFree
ATM Balance Inquiry$0.50
Automated Telephone InquiryUp to $1.00
Online Customer ServiceFree
Replace Card$10.00
Inactive Account Monthly Maintenance Fee$4.95
Retail Price$9.95
Direct Deposit Rebate$10